Best Auto Insurance Companies for High-Risk Drivers.
When you are a high-risk driver it can be a lot of work to find a company that is willing to sell you an auto insurance coverage and even if you find one the rates are likely to be high. It should not come as a surprise to you if some of these companies end up ignoring your request. When you have been considered as a high-risk driver you may not be aware until the insurers keep turning you down. If you were involved in an accident which was deemed as your fault then you will be paying premiums that are thirty percent higher than the other people. Also, it will be the case when some of the victims have suffered physical injuries. DUIs are the worst because they will increase the premiums up to 150%. From this, you can already tell that most companies shun high-risk drivers and those who are going to give you their time are not likely to give you fair rates. Do not be too eager to get this over with to sign up with the first company that gives you a better response because you have to be sure they are the right one for you. Don’t expect all of them to be helpful.
A lot of the big insurance companies do not serve high-risk drivers. However, don’t question your driving skills just because you are in this category. Some of the factors that might end up putting you in this situation include your age, when you got your license and also your location. Also, having a bad credit score and owning an exotic vehicle can put you in this category. Nevertheless, there will still be genuine companies willing to help you in this case and these top companies will be helpful.. One of the best ones is GEICO auto insurance. It is an abbreviation for Government Employees Insurance Company. For a bad driver, you will find their premiums to be low. A lot of people who are using their services report high satisfaction levels. Also, only 0. The company is the 2nd largest in the auto insurance field covering more than 24 million vehicles.
Federal employees and military members usually enjoy great benefits with this company. About 500 associations, as well as organizations, have trusted this company to offer them auto insurance services. You will also find State Farm Insurance great. They opened their doors to the public back in 1922 which means they know the ins and outs of the business. They have a high customer satisfaction rate which is 4. To emphasize how great this is, it was computed based on reviews from ten thousand of their customers. 57% of the respondents said that the services were excellent. They are deemed to have reasonable prices to be one of the best auto insurers for teen drivers.